Discover Sway

Sway Finance is a cash management and payment automation platform.

The app connects directly to your bank accounts to show you where you stand in real-time, help you understand your cash movements, make payments in seconds and receive optimisation advice. Our goal is to let you focus on growing your business without wasting time on administrative tasks.

To start using Sway, first download the App from the App Store if you're on iOS, of from the Google Play Store if you're on Android.

You will then be able to sign-up, create a workspace, and connect your bank accounts in minutes. Follow along the video tutorial below to discover how to proceed.

Once you're set-up, enjoy accessing all your accounts in a single app in real-time, while collaborating seamlessly with the people you chose, leveraging the power of Swiss Open Banking.

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Here's how you can best start using the Sway app:

• Access and display your bank accounts data in one single place, with a beautiful dashboard.
• Give access to this information to relevant team members.
• Review your transactions every day and add relevant information such as invoices.
• Submit payments to your bank accounts via IBAN or QR invoice.
• Export your bank statements to cloud-based accounting systems such as Xero and Quickbooks

You can have a quick glimpse at the app's key feature in the video below.

Different banks will provide different levels of services. When you initiate a bank connection, the Sway application will let you know which services are specifically available for that provider.

Here is the list of key features that can be provided by banks in the Sway App:

• Consent Management: Grant access to your accounts directly via your bank. You will need to authenticate, usually with the usual bank identification application, and follow a process defined by your bank. You can then choose to revoke this consent at anytime from your bank and/or from Sway, to stop the connection.
• Multiple consents: The bank can be connected to several workspaces simultaneously. This is particularly useful if you have many accounts under one single contract and wish to split these into different workspaces for different users or teams, with different authorisation levels.
• Payment submission: Submit payment drafts to be signed-off in the e-banking. For instance, let a collaborator orchestrate all your payments in a single place via Sway (e.g. scanning QR invoices), sending them to the right bank in a few taps, then letting an authorised e-banking user sign them off.
• Payment initiation: Initiate payments for execution directly from Sway, while keeping it secure with an identification and approval process.
• Cash Management export (camt053): Export camt053 files generated by all your compatible banks, in one single tap, directly from Sway. You can then import these files in your accounting solution (such as Xero, Bexio, Cresus or Winbiz) for instance. Save the time of having to sign in the different e-bankings, finding the right place, the right file type, etc.

Note that many more features such as CSV export in Xero or Quickbooks format, collaborator management, transaction checks and so on, are available, independently of what the connected bank offers.

To start using Sway Finance, just download the app from the App or Play store from your phone and sign-up. Don't hesitate to have look at our video tutorial to see how the sign-up process goes.

If you’d like to speak to us, you can reach us via our contact form here: https://www.swayapp.io/contact. We’ll be looking forward to hearing from you.

The aggregated balance is the sum of the amount of money that you currently have on your bank accounts connected with Sway. For instance, if you have one account with CHF 15’000.- and another one with with CHF 5’000.- your aggregated balance will be CHF 20’000.-. Your aggregated balance can be found on the top of your Dashboard.